Consumer Credit

This Act is designed to regulate those businesses or individuals who offer credit facilities to consumers so that there is 'truth in lending' and covers areas such as advertising, loans, mortgages and other credit transactions.

We aim to ensure that:

• credit is fairly provided
• goods, services and property are not misdescribed
• holidays and timeshare accommodation are not misrepresented
• prices are correctly displayed and do not mislead
• traders do not sell counterfeit goods
• steps are taken to end unfair trading practices
• terms in consumer contracts are fair

Further information is available from the Office of Fair Trading's website