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Pension Credit 

You may be entitled to claim Pension Credit if you are over state pension age. You may be eligible to top up your weekly income to £182.60 a week for a single person and £278.70 for a couple.


There are two parts to Pension Credit:  


Guarantee Credit 

This tops up your weekly income to a minimum level.


Guarantee Credit - How much could I get?
Guarantee Credit Single Couple  
 Weekly top up of:  £182.60  £278.70


Savings Credit

This is a bit of extra money if you have some savings or your income is higher than the basic State Pension.


Savings Credit - How much could I get?
Savings Credit Single Couple 
 Weekly extra of:  £14.48  £16.20


You may be eligible for one or both parts. 


As well as extra income, the payment unlocks a range of other entitlements for those who qualify including:


  • Council tax discounts

  • Help with housing costs

  • Free NHS dental treatment

  • Help towards cost of glasses

  • Help towards transport to hospital costs

  • Cold weather payments

  • Free TV licenses for people aged over 75


You may also be eligible for additional financial entitlements including Carer Addition and Severe Disability Addition.


You have nothing to lose by applying, and even if you've previously been turned down, it's always worth making a new claim every year. Benefits rates change every year, as can your finances.